Compare Cyber Insurance Providers

We’ve researched and compared the leading cyber liability insurance providers for digital agencies. Here’s how they stack up.

Quick Comparison

Feature
Coalition
4.8
Hiscox
4.5
Embroker
4.6
Chubb
4.7
Coverage LimitUp to $15MUp to $5MUp to $10MUp to $25M+
Deductible Options$1K - $50K$1K - $25K$2.5K - $25K$5K - $100K
Risk Monitoring
Incident Response
Regulatory Defense
Business Interruption
Social Engineering
Best ForTech-savvy agencies wanting proactive protectionEstablished agencies wanting reliable coverageDigital-first agencies wanting a modern experienceLarger agencies needing enterprise-grade protection
Get a Coalition QuoteGet a Hiscox QuoteGet an Embroker QuoteGet a Chubb Quote

* Features and pricing may vary. Always verify directly with the provider. Some links are affiliate links.

Provider Overviews

Top Pick

Coalition

4.8

AI-powered cyber insurance built for technology companies. Coalition offers comprehensive coverage with active risk monitoring and threat intelligence.

Strengths

  • Active risk monitoring included
  • AI-powered threat detection
  • Fast online quoting process
  • Tailored for tech companies
  • Incident response team included

Limitations

  • Premium pricing for smaller agencies
  • US-focused coverage
Starting from
~$100/mo
Get a Coalition Quote

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Hiscox

4.5

Established insurer with specialized small business cyber coverage. Hiscox offers flexible policies that scale with your agency.

Strengths

  • Strong reputation and financial stability
  • Flexible policy customization
  • Good for small to mid-size agencies
  • UK and US coverage available
  • Competitive pricing

Limitations

  • Less tech-focused than newer providers
  • Quoting process can be slower
Starting from
~$65/mo
Get a Hiscox Quote

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Embroker

4.6

Modern digital-first insurance platform designed for startups and tech companies. Embroker streamlines the entire insurance process.

Strengths

  • Fully digital application process
  • Bundled coverage options
  • Startup-friendly pricing
  • Fast policy issuance
  • Excellent customer portal

Limitations

  • Newer company, less track record
  • US-only coverage
Starting from
~$80/mo
Get an Embroker Quote

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Chubb

4.7

Global insurance leader with enterprise-grade cyber coverage. Chubb provides the most comprehensive policies for agencies handling sensitive client data.

Strengths

  • Industry-leading coverage breadth
  • Global coverage available
  • Excellent claims handling
  • Strong financial ratings (A++)
  • Comprehensive risk management resources

Limitations

  • Higher premiums
  • More complex application process
  • Better suited for larger agencies
Starting from
~$150/mo
Get a Chubb Quote

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Detailed Comparisons